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Dublin buying costs calculator

See the cash it takes to get the keys, and what owning the flat costs each year.

From our investigation: What does a Dublin flat really earn?

Starting figures are for a two-bed flat in Dublin 7, as of September to October 2026 (sources). Change any of them. For a resale flat you live in.

The flat
Have a total budget instead?

Buying it
€3,900

1% of the price, up to €1 million.

FeesSolicitor, land registry and title and planning searches€2,980

A middle price. They run from €70 to €250.

Other first costsLegal advice, a survey, work before moving in, furniture, anything else
Other first costs

Travel, bank charges, a power of attorney.

Each year

Shown in every sale listing.

For a home valued €315,001 to €420,000 on 1 November 2025.

We found no typical figure. Ask for a quote.

We found no typical figure for Dublin. Add your own yearly budget, or 0.

Buying in Dublin

Cash to get the keys €396,880

€6,880 on top of the price, 1.8% of it.

Price1,2€390,000
Stamp duty (1%)3€3,900
Solicitor4–8€2,120
Land registry9€700
Title and planning searches4€160
Cash to get the keys€396,880

A full year

Before the costs not entered, owning it costs €2,233 a year, about €190 a month on average.

Enter home insurance and repairs, or 0, to finish the sum.

Building management fee10€1,900
Local Property Tax11–14€333
A year€2,233

What this sum leaves out

  • It is for a flat bought with cash, so there is no mortgage and there are no bank or loan costs.
  • Power of attorney, travel and bank charges are not counted unless you add them under "Other first costs".
  • Water, power and internet bills are not counted.
  • The taxes on a new-build flat are not covered.
  • It does not cover a holiday home kept empty.
  • It is arithmetic on your figures, not financial, tax or legal advice. See our disclaimer.

Sources

Show all 15 sourcesHide the sources
  1. 1MyHome.ie, mirroring Ireland’s Property Price Register, Property Price Register — 30 Park Crescent House, Blackhorse Avenue, Dublin 7For: PriceSale on 17 June 2026 · as of September 2026myhome.ie
  2. 2Daft.ie, Apartments Sold in Cabra, DublinFor: PriceIndividual registered sales in 2025–2026; live page checked 5 October 2026 · as of October 2026daft.ie
  3. 3Revenue Commissioners, Stamp Duty and property: RatesFor: Purchase taxResidential transfer rates applying from 2 October 2024 · as of September 2026revenue.ie
  4. 4Competition and Consumer Protection Commission, Understanding mortgagesFor: Solicitor, Title and planning searchesCurrent Irish purchase and mortgage cost guidance · as of September 2026ccpc.ie
  5. 5Revenue, Current VAT ratesFor: SolicitorRates effective 1 January 2026 · as of October 2026revenue.ie
  6. 6Brock Delappe, Rent Out Your Property with Brock DelappeFor: SolicitorLive published fee page checked 5 October 2026 · as of October 2026brockdelappe.ie
  7. 7Property Vision, What Does a Letting Agent Do — and What Are Typical Fees in Ireland?For: SolicitorPublished November 2025; fee page available on 5 October 2026 · as of October 2026propertyvision.ie
  8. 8Bank of Ireland, Buy to Let Mortgage - Bank of IrelandFor: SolicitorBuy-to-let mortgage terms shown on 2026-09-28personalbanking.bankofireland.com
  9. 9Tailte Éireann, Land Registration Schedule of Fees – Fees Order 2012For: Land registryLand Registry fees in force in 2026 · as of October 2026tailte.ie
  10. 10The Property Shop via MyHome.ie, Apt 30 Park Crescent House, Blackhorse Ave, Dublin 7For: Building management feeSale listing created 11 March 2026; historical rent period unspecified · as of September 2026myhome.ie
  11. 11Revenue, Local Property Tax: Valuation bands and ratesFor: Local Property Tax2026–2030 valuation period; 2026 local adjustment factors · as of October 2026revenue.ie
  12. 12Dublin City Council, Local Property Tax public consultation phase (Budget 2026)For: Local Property Tax · as of October 2026engage.dublincity.ie
  13. 13Revenue, Irish rental income: What expenses are not allowed?For: Local Property Tax, RepairsCurrent rental-expense guidance, checked 5 October 2026 · as of October 2026revenue.ie
  14. 14Darragh O'Brien TD (Oireachtas record), Making Local Property Tax deductible against rental incomeFor: Local Property Tax · as of October 2026darraghobrien.ie
  15. 15Revenue Commissioners, Irish rental income: What expenses are allowed?For: RepairsAllowable rental expenses current in 2026 · as of September 2026revenue.ie