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Valencia rental yield calculator

See what a flat really earns after fees, bills and tax.

From our investigation: Is Valencia too expensive now? Prices, rents and flood risk

Starting figures are for a 70 m² two-bed flat in La Petxina, as of September to October 2026 (sources). Change any of them.

The flat

The full rent the tenant pays. We start at the average asking rent in La Petxina, about €16 per m².

Renting it out

It sets Spain's tax, whatever your passport. If you live in another EU or EEA country, it is 19% of the rent after costs, and anywhere else 24% of the whole rent.

Ask the seller, because every building sets its own. We found no typical figure for Valencia.

5% + VAT, one Valencia manager's price. Some offer 2.5% + VAT. Enter 0 if you manage it yourself.

Adverts in the Valencian region took 35 to 40 days to let a home in 2025. That is time on the market, not a measured gap between tenants.

Other costsInsurance, property tax, bills and the costs of buying
Each year

A city average. The seller's IBI bill shows the real one.

An average of 500 quotes for a model 70 m² flat in 2026, not a quote for a let flat. Ask for one.

The lowest band, which more than 47% of homes pay.

We found no typical figure. Add your own yearly budget, or 0.

Spain's yearly rental tax return. Advisers charge €145 to €299.

On the IBI bill (valor catastral). We start at the city average. Spain taxes 0.38% of it a year for the months the flat is empty (0.48% for an owner outside the EU and EEA), counted here by month.

Once, when buying
€27,000

If it is above the price, the transfer tax is charged on it. Leave it empty if it is not, or if you do not know. It is not the cadastral value on the IBI bill.

Our estimate of the whole bill, with VAT, pages and copies, not just the base fee.

Our estimate of the whole bill, with VAT, not just the base fee.

An agency fee, legal advice, a survey, furniture or anything else you paid to buy.

Your year in Valencia

Before the costs not entered, you keep about €9,510 a year

About €790 a month on average, 71% of the rent after costs and tax.

Enter the building's community fee, empty months and repairs, or 0, to finish the sum.

Rent, a year€13,368
Letting agent−€809
Property tax (IBI)−€283
Home insurance−€270
Waste collection fee−€39
Tax adviser for the yearly return−€182
Non-resident income tax (19%)−€2,274
What you keep€9,510
  • 2.9%Net yield before the costs not entered: what you keep, on the cash you put in
  • 4.5%Gross yield, this flat's rent for a year on its price, as listings quote it

Spain's tax for an owner tax-resident in another EU country, Iceland, Norway or Liechtenstein is 19% of the rent after allowed costs, counted for the months let, and a small tax on the months the flat is empty. Any tax where you live is not included.

The cash you put in

Price€300,000
Transfer tax10–17€27,000
Notary18–23€640
Land registry18–23€210
Foreigner's tax number (NIE)24,25€10
Cash put in€327,860

The transfer tax assumes the reference value is no higher than the price.

What this sum leaves out

  • It covers one year of a flat bought with cash, with no mortgage, no rent or price changes and no sale.
  • Tax in the country where you live is not counted. You may owe more there, or get credit for tax paid here.
  • Spain's Supreme Court is to decide whether owners tax-resident outside the EU and EEA may deduct their costs too. It has not ruled yet, so their 24% is worked out on the whole rent.
  • It does not cover owners tax-resident in Spain.
  • Spain lets a landlord deduct wear and tear, up to 3% a year of the building's value, not the land. It is left out, so the 19% tax shown may be well above what you would pay.
  • If an agency finds a tenant, the law makes the landlord pay its fee. The agencies a consumer group visited usually charged a month's rent. It is left out because it is not paid every year.
  • A tenant can agree in writing to pay the community fee. Here the owner pays it.
  • It is arithmetic on your figures, not financial, tax or legal advice. See our disclaimer.

Sources

Show all 54 sourcesHide the sources
  1. 1Idealista, Piso en venta en La Petxina, Extramurs, ValènciaFor: Price, RentAsking price seen on 2026-10-06idealista.com
  2. 2Fotocasa, Precio de alquiler de viviendas en La PetxinaFor: RentSeptember 2026 · as of October 2026fotocasa.es
  3. 3Ajuntament de València, Ordenanza Fiscal Reguladora del Impuesto sobre Bienes InmueblesFor: Property tax (IBI)Effective 1 January 2026 · as of October 2026sede.valencia.es
  4. 4Dirección General del Catastro (Government of Spain), Estadística del Catastro urbano 2026: Valencia por municipios y valor catastral por usos (with the companion tables 04146, Variables Catastro, and URAO4246, bienes inmuebles por usos)For: Property tax (IBI), Tax on empty monthsCatastro urban statistics, year 2026 (data at 2025-12-31); last general valuation 1998 · as of September 2026catastro.hacienda.gob.es
  5. 5Ministerio de Hacienda, Impuestos sobre bienes inmuebles y actividades económicas: municipios capitales de provincia, 2025For: Property tax (IBI), Tax on empty months2025 municipal reporting · as of October 2026serviciostelematicosext.hacienda.gob.es
  6. 6Ajuntament de València, Ordenanza fiscal reguladora de la tasa por recogida y transporte de residuos sólidos urbanosFor: Waste collection feeUpdated ordinance applicable from 2026-04-17 · as of October 2026sede.valencia.es
  7. 7Guía Fiscal, Tasa de basura · ValenciaFor: Waste collection fee · as of October 2026guiafiscal.es
  8. 8Ajuntament de València, Preguntas frecuentes sobre la tasa de basuraFor: Waste collection fee2026 FAQ; some administrative passages precede the April 2026 amendment · as of October 2026valencia.es
  9. 9Selectra, Radiografía del seguro de hogar en España: análisis de precios, disparidad regional y esfuerzo económico en 2026For: Home insurance2026 home-insurance quote study; document identified as March 2026 · as of October 2026images.selectra.es
  10. 10BOE / Generalitat Valenciana, Ley 5/2025, de 30 de mayo — Articles 33 and 34For: Purchase taxITP and AJD rates effective from 2026-06-01 · as of October 2026boe.es
  11. 11Ministerio de Hacienda, Secretaría General de Financiación Autonómica y Local, Tributación Autonómica. Medidas 2026 — Capítulo IVFor: Purchase tax2026 compilation; opened version incorporates 2026 legislation · as of October 2026hacienda.gob.es
  12. 12Dirección General del Catastro, Preguntas frecuentes: valor de referencia y sus efectos fiscalesFor: Purchase tax, Reference value (valor de referencia)Official guidance checked on 2026-10-06; reference-value taxation applies from 2022catastro.hacienda.gob.es
  13. 13BOE, Texto refundido del Impuesto sobre Transmisiones Patrimoniales y Actos Jurídicos DocumentadosFor: Purchase tax, Reference value (valor de referencia)Article 10 valuation rule effective from 2021-07-11; current text checked on 2026-10-06boe.es
  14. 14Idealista, ITP en viviendas sin valor de referencia: declarar un valor superior puede salir caroFor: Purchase tax, Reference value (valor de referencia) · as of October 2026idealista.com
  15. 15Agencia Tributaria, Compro una vivienda ¿tengo que pagar IVA o ITP?For: Purchase taxCurrent residential purchase-tax guidance checked on 2026-10-06sede.agenciatributaria.gob.es
  16. 16Agencia Estatal de Administración Tributaria, Manual práctico IVA 2025 — Tipo impositivo reducido del 10 por cientoFor: Purchase tax2025 manual; standing VAT rule checked on 2026-10-06www3.agenciatributaria.gob.es
  17. 17BOE / Generalitat Valenciana, Ley 13/1997: tributos cedidos de la Comunitat ValencianaFor: Purchase taxGeneral ITP 9% and general AJD 1.4% effective from 2026-06-01 · as of October 2026boe.es
  18. 18Organización de Consumidores y Usuarios, Vivienda: ¿entiendes la minuta notarial y registral?For: Notary, Land registryNotary and registry tariff explanation published May 2026 · as of October 2026ocu.org
  19. 19BOE, Real Decreto 1426/1989: Arancel de los NotariosFor: Notary, Land registryCurrent tariff; original commencement 1989-11-29 · as of October 2026boe.es
  20. 20BOE, Real Decreto 1427/1989: Arancel de los Registradores de la PropiedadFor: Notary, Land registryCurrent tariff; original commencement 1989-11-29 · as of October 2026boe.es
  21. 21Boletín Oficial del Estado, Real Decreto 1612/2011 — amendments to notarial and registry tariffsFor: Notary, Land registryTariff amendments effective from 2011-11-18; standing provisions checked 2026-10-06boe.es
  22. 22Boletín Oficial del Estado, Real Decreto-ley 6/1999, de 16 de abril, de Medidas Urgentes de Liberalización e Incremento de la Competencia (consolidated text)For: Notary, Land registryArticle 2 in force since 1999-04-18; consolidated text last updated 2012-07-14 (only article 8 repealed) · as of October 2026boe.es
  23. 23Boletín Oficial del Estado, Real Decreto-ley 6/2000, de 23 de junio, de Medidas Urgentes de Intensificación de la Competencia en Mercados de Bienes y Servicios, artículo 36 (consolidated text)For: Notary, Land registryArticle 36 in force; consolidated text last updated 2017-04-07 · as of October 2026boe.es
  24. 24Policía Nacional, Tasas de trámites de extranjeríaFor: Foreigner's tax number (NIE)Official fee table available on 2026-10-06sede.policia.gob.es
  25. 25Boletín Oficial del Estado, Orden PJC/617/2025: tasas de inmigración y extranjeríaFor: Foreigner's tax number (NIE)Effective 2025-06-16; current consolidated text checked 2026-10-06boe.es
  26. 26Agencia Tributaria, Rendimientos de inmuebles arrendadosFor: Tax, Tax for owners elsewhereCurrent non-resident rental-income guidance checked on 2026-10-06sede.agenciatributaria.gob.es
  27. 27Agencia Tributaria, Rendimientos de capital inmobiliarioFor: Tax, Tax on empty months, What this sum leaves outCurrent non-resident manual; rental-income treatment · as of October 2026sede.agenciatributaria.gob.es
  28. 28Agencia Tributaria, Cálculo del rendimiento del alquiler de un inmueble: gastos deduciblesFor: TaxCurrent guidance read on 2026-10-07sede.agenciatributaria.gob.es
  29. 29Boletín Oficial del Estado, Real Decreto 439/2007, Reglamento del Impuesto sobre la Renta de las Personas Físicas, artículo 13 (consolidated text)For: TaxConsolidated text last updated 2026-10-02 · as of October 2026boe.es
  30. 30Agencia Tributaria, Cantidades destinadas a la amortizaciónFor: Tax, What this sum leaves out2025 manual, including interpretive decisions from November–December 2025 · as of October 2026sede.agenciatributaria.gob.es
  31. 31Agencia Tributaria, Rentas imputadas de bienes inmuebles urbanosFor: Tax on empty monthsIRNR rules explained in the July 2026 manual · as of October 2026sede.agenciatributaria.gob.es
  32. 32Agencia Tributaria, Renta imputada de inmueble urbano para uso propioFor: Tax for owners elsewhere, Tax on empty monthsCurrent guidance checked on 2026-10-06; separately identifies temporary rules for 2023–2025sede.agenciatributaria.gob.es
  33. 33Boletín Oficial del Estado, Orden de aprobación de la ponencia de valores de ValenciaFor: Tax on empty months · as of October 2026boe.es
  34. 34Vivara, Gestión Integral del Alquiler en ValenciaFor: Agent's feePublished service tariffs available during research; no tariff effective date shown · as of October 2026vivara.io
  35. 35Vivara, Gestión integral del alquilerFor: Agent's fee · as of October 2026vivara.io
  36. 36OCU, Agencias inmobiliarias: comisiones como una casaFor: Agent's fee, What this sum leaves outAgency investigation published January 2026 · as of October 2026ocu.org
  37. 37Defez Asesores, Asesoría fiscal para no residentes en EspañaFor: Tax adviser for the yearly returnUndated advertised fees observed during this search · as of October 2026defezasesores.es
  38. 38MVG Abogadas, Impuestos en España si vives fuera — services and pricesFor: Tax adviser for the yearly returnPublished professional-service prices available during research · as of October 2026mvgconsultoras.com
  39. 39ESECE Asesoría, ESECE Express: servicios con precio cerradoFor: Tax adviser for the yearly returnUndated advertised fees observed during this search · as of October 2026esece.es
  40. 40Solvi, Modelo 210 para no residentesFor: Tax adviser for the yearly returnExplicit exercise-2026 rental-return tariff · as of October 2026solvispain.com
  41. 41Boletín Oficial del Estado, Ley 12/2023, de 24 de mayo, por el derecho a la viviendaFor: What this sum leaves outConsolidated text dated 2026-10-07; landlord agency-fee rule effective 2023-05-26 · as of October 2026boe.es
  42. 42Boletín Oficial del Estado, Ley 29/1994 de Arrendamientos Urbanos — current consolidated textFor: What this sum leaves outConsolidated rules including amendments effective 2026-10-08 · as of October 2026boe.es
  43. 43Vozpópuli, El negocio de las inmobiliarias con los alquileres de viviendaFor: What this sum leaves out · as of October 2026vozpopuli.com
  44. 44BOE (Boletín Oficial del Estado), Ley 29/1994, de Arrendamientos Urbanos — texto consolidadoFor: What this sum leaves out · as of October 2026boe.es
  45. 45PROVIA, Euroval sitúa la rentabilidad del alquiler en la Comunidad Valenciana entre el 6% y el 10%For: Months emptyEuroval's 2026 report, based on advertisements published during 2025 · as of October 2026provia.es
  46. 46Valencia Plaza, Euroval sitúa la rentabilidad del alquiler en la Comunitat Valenciana entre el 7% y el 10%For: Months empty · as of October 2026valenciaplaza.com
  47. 47Alicante Plaza, Euroval sitúa la rentabilidad del alquiler en la Comunitat Valenciana entre el 7% y el 10%For: Months empty · as of October 2026alicanteplaza.es
  48. 48Boletín Oficial del Estado, Real Decreto Legislativo 5/2004: Ley del Impuesto sobre la Renta de no ResidentesFor: Tax for owners elsewhereCurrent statutory wording checked 2026-10-17; articles 24, 25 and 26boe.es
  49. 49Agencia Tributaria, Consecuencias del BREXIT en el IRNR sin establecimiento permanenteFor: Tax for owners elsewhereUK-resident income accruing from 2021-01-01 · as of October 2026sede.agenciatributaria.gob.es
  50. 50Agencia Tributaria, Tipos de gravamen en el IRNR sin establecimiento permanenteFor: Tax for owners elsewhere · as of October 2026sede.agenciatributaria.gob.es
  51. 51Agencia Tributaria, Rentas imputadas de bienes inmuebles urbanosFor: Tax for owners elsewhereNon-resident imputed-income rules; read with October 2026 legislation · as of October 2026sede.agenciatributaria.gob.es
  52. 52El País, El Supremo estudiará por primera vez si los extracomunitarios pueden deducirse los gastos del alquiler en EspañaFor: What this sum leaves outLatest located reporting on the pending deduction case, three days before the research date · as of October 2026elpais.com
  53. 53Iberley (full text of the Supreme Court order, ECLI ES:TS:2026:7675A), Auto Contencioso-Administrativo Tribunal Supremo, Sala de lo Contencioso-Administrativo, Sección Primera, Rec. 6741/2025 de 15 de julio del 2026For: What this sum leaves outSupreme Court admission order of 15 July 2026, appeal 6741/2025 · as of October 2026iberley.es
  54. 54Cuatrecasas, A casación la deducción de gastos de alquiler en el IRNRFor: What this sum leaves out · as of October 2026cuatrecasas.com