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Who spends over 40% of income on housing?

2025 · Source: Eurostat

Albania: 2.6%Austria: 6.1%Belgium: 6.7%Bulgaria: 6.9%Switzerland: no figureCyprus: 2.4%Czechia: 8.2%Germany: 11.2%Denmark: 14.7%Estonia: 8.8%Greece: 26.4%Spain: 7.2%Finland: 4.7%France: 6.4%Croatia: 3.2%Hungary: 5.3%Ireland: 5.3%Iceland: no figureItaly: 5.0%Lithuania: 5.7%Luxembourg: 8.1%Latvia: 5.7%Montenegro: no figureNorth Macedonia: no figureMalta: 6.0%Netherlands: 6.5%Norway: 13.5%Poland: 4.1%Portugal: 6.3%Romania: 5.0%Serbia: 7.9%Sweden: 10.8%Slovenia: 3.5%Slovakia: 3.5%
  • 0% to 10%
  • 10% to 20%
  • 20% and over
  • No figure
Housing costs over 40% of income, 2025, every country, highest first
RankCountryOver 40% of income
1Greece26.4%
2Denmark14.7% break in the series
3Norway (not in the EU)13.5%
4Germany11.2%
5Sweden10.8%
6Estonia8.8%
7Czechia8.2%
8Luxembourg8.1% break in the series
9Serbia (not in the EU)7.9%
EU average7.7%
10Spain7.2%
11Bulgaria6.9%
12Belgium6.7%
13Netherlands6.5%
14France6.4%
15Portugal6.3%
16Austria6.1%
17Malta6.0%
18Lithuania5.7% provisional
18Latvia5.7%
20Hungary5.3%
20Ireland5.3%
22Italy5.0%
22Romania5.0%
24Finland4.7%
25Poland4.1%
26Slovenia3.5%
26Slovakia3.5% break in the series
28Croatia3.2%
29Albania (not in the EU)2.6%
30Cyprus2.4%

About these figures

Share of people whose household spends more than 40% of its disposable income on housing, after housing allowances.

From a survey of households. Countries where most people own outright score low.

Iceland, Norway, Switzerland and the Western Balkan countries are ranked too, but are not in the EU average.

Ranks and colour steps are ours. Eurostat is not responsible for how the figures are shown here. See the figures on Eurostat's site.